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  • No security
  • No guarantors
  • No wahala!

About Us

Fido cash Lending Limited (FIDO) is just an institution that is financial in Accra, Ghana and certified by Bank of Ghana. FIDO provides without headaches loans that are short-term called FIDO Loans. Our customers can use for a FIDO Loan straight from their very own device that is mobile in FIDO’s branch and get a credit choice within a few minutes. The mortgage can be acquired to salaried, contracted and self-employed specialists. Merely a one-time verification of ID and mobile cash account is important before disbursement associated with cash. No security or guarantors are expected.


Is FIDO authorized to deliver loans in Ghana? Yes. FIDO is certified by the Bank of Ghana to offer loans. Do you know the charges to make use of Fido? There aren’t any UPFRONT FEES for making use of the FIDO app that is mobile trying to get a FIDO Loan. A processing is charged by us charge that will be disclosed into the client just before accepting that loan, and therefore are compensated just once you ensure you get your cash, if your loan is born for payment. Exactly what can I prefer the FIDO Loan for? Clients may use the profits for just about any function, with the exception of illegal task. Which are the eligibility needs? To be eligible for a FIDO Loan, you’ll need A id that is valid and Money or banking account. <ul>

  • ID Type: Driver’s License, NHIA Membership, Voter ID, National ID or Passport
  • Cellphone cash account: MTN Cellphone cash, Tigo money & Airtel Money registered in your title for at the least 8 weeks.
  • Bank-account: initial bank declaration for a valid deposit account with a commercial bank in Ghana.
  • You really must be a resident in Ghana over 18 years old. Exactly how much could be the rate of interest? The attention prices for brand new clients begin at 14per cent for 1 month, the attention quantity is shown within the software before using. Going back clients having a beneficial reputation for having to pay your loans with Fido on time get better interest on future loans, the cheapest rate of interest is 8% for 1 month. Just how long does it try accept my demand? A credit decision will be shown on the screen within one minute after submission.

    FIDO software evaluates each loan application and book the ability to reject some applications. Your decision can not be reversed so we can simply suggest one to use once more after two weeks. My demand was authorized. Just exactly just What do i need to do next? Please read carefully the instructions exhibited within the software once the loan happens to be authorized. The directions will inform you to either accept the mortgage contract in the application to perform the procedure, or go to a branch for processing. Please see the Contact section for opening hours and instructions to the branch. Where so when will my FIDO Loan be compensated? After completely doing the method, the mortgage is paid immediately for MTN /Tigo money and 1 working day for several other practices. We shall inform you by SMS associated with transfer. How am I going to repay the FIDO Loan? As soon as the loan becomes due, you are going to need to transfer the cash from your own wallet after procedure below. To pay with money, you can travel to any Zenith bank deposit and branch to FIDO’s account. Make every effort to always utilize your Client ID for payment.

    Bank: Zenith Bank
    Branch: Hq
    Account Name:
    FIDO Cash Lending Ltd
    Account Quantity: 6010159660

    Make sure to compose your name that is full on deposit slide additionally give your customer ID (*********) to your teller

    (must certanly be from very own wallet)
    Dial: *501#
    Select: spend Bill
    choose: Investment and Loans
    Select: FIDO from list
    Enter Amount:
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    Money – Zenith bank Tigo Money MTN Cellphone Money Airtel Cash
    (needs to be from very own wallet)
    Dial: *170#
    Select: spend Bill
    choose: General Payment
    Enter Payment Code: Fido
    Enter Amount:
    Enter Reference:
    Enter Pin Code: _ _ _ _
    Dial: *500#
    choose: purchase Goods
    choose: Other
    Enter Merchant name: FIDO
    Enter Amount: ______
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    What may happen if i cannot repay the FIDO Loan on-time? Please call us with any problems pertaining to the payment of your FIDO Loan. Clients are going to be charged penalties that are additional belated repayments. Fido reserves the proper to simply take any appropriate action to recover outstanding debts and report delinquent borrowers towards the appropriate agencies and/or authorities. What’s the min/max loan quantity? Very first time borrowers meet the criteria for no more than 200 GHC to be compensated within 10 to 33 times. The mortgage term must certanly be chosen within the application whenever applying.

    Spending your loan on time could possibly get you an increased quantity and paid down interest as you rise the ladder as much as at the most 1000 GHS.

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